What are your options after an uninsured motorist accident?

On Behalf of | Jun 7, 2022 | Motor Vehicle Accidents

Being involved in a car accident is stressful. Recovering from your injuries can be a struggle and navigating the insurance world can be confusing and frustrating. The difficulties posed by these situations can be exacerbated, too, if you’re accident was caused by an uninsured motorist. If you’re in this situation, then you might be worried about your future, and rightfully so.

What to do if you’ve been injured in an uninsured motorist accident

If you’ve been harmed in one of these wrecks, then your best bet is to turn to your own uninsured motorist policy. Here, you can file a claim with your own insurance company to recover the compensation that you’re owed. Just remember that even your own insurance company is going to try to avoid paying out here. After all, they want to limit the amount that they have to pay regardless of who is at fault.

So, don’t jump on an initial offer made by your insurance company. Instead, make sure that you know how to competently negotiate with them to recover the compensation that you need.

What if you don’t have uninsured motorist coverage?

If you don’t have an uninsured motorist policy, then you can still take legal action against the driver who caused your wreck. The biggest problem here is that even if you win your case and secure a judgment against that driver, it’s probably going to be hard to recover the compensation that you’re owed from him or her. You may be able to obtain an attachment order to garnish some of his or her wages, but you have to remember that this means that recovering your compensation can take a significant amount of time, and you may never fully recover the full extent of your damages.

Seek the legal guidance that you need

If you’ve been injured in a car accident, then you know that these can be stressful times. The good news is that you may have legal options available to you. If you’d like to learn more about what you can do to try to position yourself for success, then now may be the time to reach out to a legal professional you can trust.